Re: myFICO Holiday Spending Survey
11-17-2012 09:20 PM
Think the "0 extra months to pay" needs to be an answer, but my holiday shopping mostly for me myself and I and limited gifts for my surrogate niece and nephew is pretty limited financially anyway ![]()
Oh to have a life instead of taking surveys on Saturday night!

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)Current Score: EQ 648, Wally TU 673, EX 687 (06/15/13)
Goal Score: 680 in all three (01/01/14)
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Re: myFICO Holiday Spending Survey
11-17-2012 09:28 PM
Revelate wrote:Think the "0 extra months to pay" needs to be an answer, but my holiday shopping mostly for me myself and I and limited gifts for my surrogate niece and nephew is pretty limited financially anyway
Oh to have a life instead of taking surveys on Saturday night!
I ditto the sentiment about having a life on Saturday. Unfortunately I'm home sick
Current Score (myFico + Amex): April 2013 TU 754 EQ 694 EX 694
Wallet: NFCU Visa Sig 25k, Amex Lowes 22k, NavCheck 15k, Amex PRG, Amex Zync, Discover It 13.5k, Amazon Visa 5k
Silver Spade Garden Club Member: App Free since 1/1/13. No more apps til 2014
MyFICO Fitness Goal: 800s Club!
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Re: myFICO Holiday Spending Survey
11-17-2012 09:45 PM
Completed!
Current Score: TU08: 743 (12/12) EX: 742 (Amex Pull) 09/2012
Goal Score: 780
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Re: myFICO Holiday Spending Survey
11-18-2012 07:06 AM
HiLine wrote:Shouldn't question 4 have another answer choice?
+1
There is no option for no increase in time even though a later question has the option of "I pay off the CC balance in full".
Totally foolish to pay interest on optional purchases like gifts.
Re: myFICO Holiday Spending Survey
11-18-2012 08:22 AM
GregB wrote:
HiLine wrote:Shouldn't question 4 have another answer choice?
+1
There is no option for no increase in time even though a later question has the option of "I pay off the CC balance in full".
Totally foolish to pay interest on optional purchases like gifts.
+1 - I wish every question had the option "I ONLY USE CREDIT CARDS FOR REWARDS MWAAHAHAHA!" lol xD
Re: myFICO Holiday Spending Survey
11-18-2012 06:48 PM
webhopper wrote:
Revelate wrote:Think the "0 extra months to pay" needs to be an answer, but my holiday shopping mostly for me myself and I and limited gifts for my surrogate niece and nephew is pretty limited financially anyway
Oh to have a life instead of taking surveys on Saturday night!
I ditto the sentiment about having a life on Saturday. Unfortunately I'm home sick
Hope u feel better!
Re: myFICO Holiday Spending Survey
11-19-2012 10:32 AM
Revelate wrote:
Think the "0 extra months to pay" needs to be an answer, but my holiday shopping mostly for me myself and I and limited gifts for my surrogate niece and nephew is pretty limited financially anyway
Oh to have a life instead of taking surveys on Saturday night!
Excellent point - a fourth option has been added for question 4 ![]()
Re: myFICO Holiday Spending Survey
11-20-2012 01:43 PM
survey taken ![]()
03/07/2013 MyFico EQ 694
01/28/2013 USAA FAKO EX 728, EQ 715, TU 703
In my wallet Discover It $1200, USAA Cash Rewards AMEX $7K, USAA Rewards Platinum MC $7K, CareCredit $3K, Chase Freedom $1400, Walmart $3100, Lowes $4800, HSN $1450, Macys Red Star Store $1800, Paypal smart connect $600, VS Angelcard $500, Amazon Store $1200, AMEX Green NPSL, BCE $1K, Sam's Club Discover $2500, Home Depot $2200.
IRe: myFICO Holiday Spending Survey
11-21-2012 06:50 PM
I did it!
Starting Score: EQ 658 6/18/12
Current Score: EQ 703 11/9/12 TU 693 10/23/12
Goal Score: EQ 720+ by 6/1/13
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