Re: SOL on Payday Loans in TX[ Edited ]
11-23-2012 11:17 PM - edited 11-23-2012 11:20 PM
I made the same mistake back in 2007 as well. The collection company that bought our charged off accounts are dirty sharks, acting like laywers (But are not) and have threatened the SAME thing to me... They have this automated system that will even state.. "There is a process server out in your area. Please be home between the hours of 2pm and 6pm or call us at XXX-XXX to schedule a time." or this female voice that says the same thing about filing charges in your county.. blah blah... They have said it to me for YEARS and never got no process server. Threaten that the sherrif's office will be at my door at 6pm so I better be home..... THREATENING me for $127
They kept calling me even AFTER by laywer faxed them over copies of my discharge..
I was told to report them to the FBI by my lawyer which I did...(Never heard from the since)
Starting Score: Post BK 6/20/12 (434); 11/20/12 TU:530 EX:531 EQ:534 (Lender Pull)
Current Score: 6/30/13: TU:620 EX:591 EQ: ??Moving Up!
Goal Score: 700 & Mortgage Ready
Gardening! Last App: 6/13 No Apps till 6/14 (Mortgage I hope)
Wallet: Cap One Plat $750, Rewards $500,Spark $500, Finger $350, First Premier $300, Matrix $300, Bill Me Later $250