my only concern was whether the underwriter would verify my payment to IRS for the taxes due for 2012, when they pull my transcripts and would there be any indication that taxes are still due, since i would like to pay the whole amount in March, but file my taxes in January, that way they can get a 2012 copy in March or April, that i want them to have. So based on your conclusion it seems like it wont be a problem. thanks