Epic Contributor
Posts: 25,111
Registered: ‎03-19-2007
Re: Phone call by law firm

Debt collectors are permitted to call a party other than the consumer alleged to owe the debt, but only for the purpose of attempting to obtain location information about the consumer.  They are normally limited to one such call, and cannot disclose to the third party that the consumer who is the subject of their inquiry owes any debt.

They can only placed a renewed call if they have legitimate reason to believe that a prior response was inaccurate or incomplete, so they cant just continue to call.

So, my question would be, how do you know it is regarding a debt?


As for whether he should contact them, that is a personal decision.  He has the right to send them a request for debt validation, which, since they have apparently not yet sent him dunning notice, will place a cease collection bar on them until such time as they provide the requested debt validation.