Frequent Contributor
Posts: 380
Registered: ‎02-06-2009
Re: Walmart CC + CreditKarma = poor man's TU monitoring service?

The Walmart store card is accepted ONLY at Walmart.

The Walmart Discover card is accepted whereever Discover cards are accepted. For that reason (wider acceptance), I chose the Walmart Discover card.


CS = Credit Sesame

It gives you a monthly FAKO, not FICO. Experian National Equivalency Score (360-840). There are no daily updates, nor much detail about what's on your report. So people basically log in every month to check the EX FAKO. I guess it's ok for tracking trends but not much else. The monthly updates normally happen early in the month, 4-6th. My December update came out today... down 34 :smileysad:

11/02/2012 Peak - EQ 790 (ScoreWatch EQ FICO)
12/08/2014 Current - TU 823 (Walmart MasterCard TU FICO 08 Classic)
GOAL - 800! - App free since 09/07/2014