Re: Walmart CC + CreditKarm
a = poor man's TU monitoring service?
12-05-2012 06:09 AM
The Walmart store card is accepted ONLY at Walmart and Sams Club.
The Walmart Discover card is accepted whereever Discover cards are accepted. For that reason (wider acceptance), I chose the Walmart Discover card.
CS = Credit Sesame
It gives you a monthly FAKO, not FICO. Experian National Equivalency Score (360-840). There are no daily updates, nor much detail about what's on your report. So people basically log in every month to check the EX FAKO. I guess it's ok for tracking trends but not much else. The monthly updates normally happen early in the month, 4-6th. My December update came out today... down 34
Starting Scores: 667 EQ 09/2013 | 682 TU08 01/2014 | 689 EX 06/2014(via AMEX CLI)
Current Scores: 667 EQ 09/2013 | 713 TU08 11/2015 | 731 EX 05/2016
AMEX BCE $25K | AMEX Zync NPSL | Cap1 Quicksilver MC $4.9K | NFCU Visa Signature cashRewards $20K
NFCU NavChek $15K | Target Visa $7K | Comenity VS $6K | Walmart $4.5K