llecs wrote:
If they reported an old debt from 6 years ago, then that has less weight than a collection that happened last month.
But how does that, one might ask, align with a score of 558 and, I assume, no bad stuff in the last five years?
I would imagine another question is how you would improve your score to the point that a mortgage can be obtained.
Also, chances are that the couple, if not already, could benefit from exchanging credit reports before the wedding day.
