Re: Most bizarre thing happened when I applied for a loan
12-06-2012 08:52 AM
If they dropped based on expiration of the credit report exclusion period, then the CRA has committed a rather serious violation of FCRA 605(a)(4) by including them in any credit report provided to others.
The CRA should fall all over themseleves to correct the mistake, whatever the basis.
I would couch any contact with them as a complaint of violation of the FCRA exclusion requirement, which is imposed directly on the CRAs.