12-06-2012 03:57 PM
so i did the math and even with my added new card my aaoa takes almost no hit! which is crazy. am i doing something wrong?
i should be adding all accounts correct? i have no closed accounts. so lets see. im just copying and pasting from excel.
6,5,6,5,27,25,12,6,6,4 +1 month for new card and installment loan included think it counts since sep even though it was opened aug 30th. or in longer format
26 Best Buy
5 American Eagle
(number is by months ive had the account counting from the first day of account)
so my aaoa goes from 9.8month to 9 months and then to 10 months next month? how does that even make sense.
so if this is correct i just made the best desicon ever anyways, as only time will heal this.
esentially i got an inq free 5k limit card and almost no aaoa hit.
how is this possible.
will be pulling my reports for sure in jan.
|Current: Discover Fico 682 1/15 Walmart Fico 684 1/15|
Inquiries (24 Months): EQ 4 TU 1 EX 5 | Most Recent: 09/26/2014
|Amex Zync(Unicorn) |
Citi Diamond Preferred$6000