Member
oogy
Posts: 17
Registered: ‎11-23-2012
Re: aaoa calculation

It is because you have so many accounts with an already relatively low aaoa.  I didn't redo the math to check you, but that sounds about right.   If you've got 10 cards and you add one new one, the average is going to drop by about 10% (actually less than 10%) Which is basically what you're seeing here.  10% isn't all that much when the aaoa is already under 10 months - but if it was 10 years, you'd lose a year rather than a month. 

 

(Though losing 1 year off of 10 still leaves you with a 9 year aaoa, and you're better off than if you only had 4 accounts and lost 2 years by adding a new one...)

EX: 683 (Nov 12)
EQ: 703 (Nov 12)
TU: ???
2013 Goals:
725+ by Summer and 750+ by Year end