Valued Contributor
Posts: 2,300
Registered: ‎07-23-2012
Re: aaoa calculation

llecs wrote:

Per FICO scoring know that AAoA is always rounded down to the nearest whole number though it'll never go below one year. So, your AAoA is 1 year now. I didn't look at your math either, but if you have 10 months, your AAoA will change from 1 year to two years in 14 months provided nothing is added or removed. Be sure to include closed accounts too if not already factored in.

hmm so to all creditors and fico its going to be 1 year until march of 14 awesome. 

might as well ask chase for the cli now then instead of august =)

Current: Discover Fico 709 3/15 Walmart Fico 743 4/15

Inquiries (24 Months): EQ 6 TU 1 EX 6 | Most Recent: 4/09/2015
Over 12 Months:9

2015 Goals:
Lower Utility
Earn Cash Back

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$7,400
Citi DC $10,000
Citizens Mastercard$7,000