Moderator Emeritus
llecs
Posts: 32,869
Registered: ‎08-04-2007
Re: Most bizarre thing happened when I applied for a loan

josh9955 wrote:

yep, equifax.


EQ is notorious for split files. Your CR file is allotted but so much space and data. If you have many accounts and several soft and hard inquiries, it'll split your file to make room for all the data. As a result, you can pull your CR one day and see 20 accts, for example, and pull the next and only see a couple. 

 

I've never been through this, but others have documented their results in here. It can be fixed by contacting EQ and they'll go over your reports line by line and determine how to piece it together.