Member
Cadmius
Posts: 11
Registered: ‎11-02-2012
70+ inquiries from CONSUMERINFO.COM INC?

I was just checking my credit report for the first time and I seen there was over 70 inquiries in a year from CONSUMERINFO.COM INC what is this? I disputed all of them on the Experian website and hopefully they will be removed.

Moderator
guiness56
Posts: 22,406
Registered: ‎01-17-2008
Re: 70+ inquiries from CONSUMERINFO.COM INC?
Moderator
Shogun
Posts: 12,952
Registered: ‎04-15-2011
Re: 70+ inquiries from CONSUMERINFO.COM INC?

Those would be soft pulls.  They aren't affecting your scores and cannot be seen by any lender who pulls your CR.  No need to dispute those.


Starting Score: 504

July 2013 score: EQ FICO 819, TU08 778, EX "806 lender pull 07/26/2013
Goal Score: All Scores 760+, Newest goal 800+

Take the myFICO Fitness Challenge

Current scores after adding $81K in CLs and 2 new cars since July 2013
EQ:809 TU 777 EX 790 Now it's just garden time!
New Visitor
fico-fraud
Posts: 1
Registered: ‎04-10-2014
Re: 70+ inquiries from CONSUMERINFO.COM INC?
[ Edited ]

It is probably, you used them once, and now they sell your info to companies that want to extend credit to you. Those inquiries should not effect your ratings, but you should stop them from abusing your credit. Modcut due to solicitation   Shogun.

Valued Contributor
gdale6
Posts: 9,476
Registered: ‎12-13-2013
Re: 70+ inquiries from CONSUMERINFO.COM INC?
[ Edited ]

fico-fraud wrote:

It is probably, you used them once, and now they sell your info to companies that want to extend credit to you. Those inquiries should not effect your ratings, but you should stop them from abusing your credit. mod cut-solicitation


Offers of communication like this are not allowed on this board.

EX Cred Ses 12/14: 796 ; EX Fico 04 V2 06/14: 775; EX Fico 08 07/14 778 ; EX Fico 08 BC 12/14: 858
EQ Fico 05/14 781 ; EQ MPM 12/14: 750
TU Fico 8 12/14: 719; TU MPM 06/14 706
Mega Contributor
RobertEG
Posts: 18,463
Registered: ‎03-19-2007
Re: 70+ inquiries from CONSUMERINFO.COM INC?

Any assumption that they are not permissble pulls requires that you first know who they are, and what their stated permissilbe purpose was when making the inquiries.

 

I would do some research prior to assuming any impropriety.

A dispute of a party having obtained your credit report must provde some basis showing they did not have a permissible purpose under FCRA 604.

 

If you use a credit monitoring service, for example, you authorize them, as your representative, to obtain your report.

Those are precluded by statute from appearing in any credit report made available to anyone other than you.

Is there any issue of their showing in any credit report obtained by someone else?