Re: Taking action: 2 Inq, 1 Loan
12-28-2012 07:07 AM
Unfortunately there is no obvious way to tell how inquiries are coded just by looking at your credit reports. But since your lender pulled your credit twice in two days for a mortgage application, FICO will only score them as a single inquiry. FICO looks at the specifics of the lender that pulls your report to identify applications for Morgages, Auto Financing, Student Loans, etc...
I wouldn't bother contacting Experian, I doubt they would be helpful in answering questions about FICO.