I still don't feel any more comfortable or convinced about the original topic.

I still fear that fighting to remove this has just as much potential to hurt my score as it does to help it.

I am still not clear on which way this one is going to go.

I fear removing the blemish may in turn hurt due to the loss of the account, the account age, and the perfect 2.5 years or so of payment history before I had to buck up.