Established Member
Jb11
Posts: 13
Registered: ‎03-15-2011
What's considered Good Credit in 2013?
[ Edited ]

I just purchased my scores and it was 757 TU and 712 EQ.  Is that even considered good anymore?

New Contributor
Wonderyears
Posts: 68
Registered: ‎12-08-2012
Re: What's considered Good Credit in 2013?
I think so. I've heard it's not looked at as it was in the past, but I think most would be very happy there. What I have read here is that 760 is the new 720.
myFico TU-715 EQ-778 (01.14.2013) WalmartTU-664 (12.12.12))

LENDER PULL EQ-766 EX-779 TU-713 (12.20.2012)
Established Contributor
Cageym
Posts: 513
Registered: ‎07-31-2012
Re: What's considered Good Credit in 2013?
I wonder if the "760 is the new 720" part applies to everyone or just people that obsess about their credit enough to say, come to a forum specifically dedicated to it.LOL

What's in my wallet: Cap1 Venture NFCU Sig Visa Delta Gold Amex BCE Citi Simplicity IHG World MC Amazon Visa CSP
Starting Score: 5/2010 550-ish
Current Score: 6/20/2013 TU 800 6/20/2013 EQ 770 6/20/2013 EX 775
Goal Score: 800 accross the board
Valued Contributor
chnceit
Posts: 1,524
Registered: ‎08-17-2008
Re: What's considered Good Credit in 2013?
Scores are not everything, its whats in your file. A person with a 760 can get denied for a CC while a person with 720 can get approved with a 10K CL. But IMO 750 is obtainable

$100K in Credit
Last Credit Card App: 11/16/13
Valued Contributor
my-own-fico
Posts: 1,302
Registered: ‎01-05-2010
Re: What's considered Good Credit in 2013?

Yes, it depends on the lender, the type of score, the situation, the times and whether some butterfly in China takes a right or a left at some street corner. It's better to err on the side of having a score that's twenty points higher than you need it than the opposite.

Are you living within your means?