Member
Jb11
Posts: 7
Registered: ‎03-15-2011
What's considered Good Credit in 2013?
[ Edited ]

‎01-07-2013 03:23 PM - edited ‎01-07-2013 03:35 PM

I just purchased my scores and it was 757 TU and 712 EQ.  Is that even considered good anymore?

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New Contributor
Wonderyears
Posts: 62
Registered: ‎12-08-2012
Re: What's considered Good Credit in 2013?

‎01-07-2013 06:07 PM

I think so. I've heard it's not looked at as it was in the past, but I think most would be very happy there. What I have read here is that 760 is the new 720.
myFico TU-715 EQ-778 (01.14.2013) WalmartTU-664 (12.12.12))

LENDER PULL EQ-766 EX-779 TU-713 (12.20.2012)
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Frequent Contributor
Cageym
Posts: 465
Registered: ‎07-31-2012
Re: What's considered Good Credit in 2013?

‎01-07-2013 06:27 PM

I wonder if the "760 is the new 720" part applies to everyone or just people that obsess about their credit enough to say, come to a forum specifically dedicated to it.LOL

What's in my wallet: Cap1 MC $5K NFCU Sig Visa $20k Amex Zync NPSL Delta Gold $18k BCE $2k Citi Simplicity $5450 Priority Select Visa 5.9K
Starting Score: 5/2010 550-ish
Current Score: 4/30/2013 TU 800 4/30/2013 EQ 793 1/04/2013 EX(USAA) 779
Goal Score: 800
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Valued Contributor
chnceit
Posts: 1,198
Registered: ‎08-17-2008
Re: What's considered Good Credit in 2013?

‎01-08-2013 08:02 AM

Scores are not everything, its whats in your file. A person with a 760 can get denied for a CC while a person with 720 can get approved with a 10K CL. But IMO 750 is obtainable

$100K in Credit
Last App: 01/09/13
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Established Contributor
my-own-fico
Posts: 964
Registered: ‎01-05-2010
Re: What's considered Good Credit in 2013?

‎01-08-2013 08:37 AM

Yes, it depends on the lender, the type of score, the situation, the times and whether some butterfly in China takes a right or a left at some street corner. It's better to err on the side of having a score that's twenty points higher than you need it than the opposite.


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