BOA new Accounts and ChexSystem
01-08-2013 02:37 PM
Hi all -
I'm looking at opening a new account at BoA. I was worried that they might do a hard pull so I called 3 different branches in the area.
All told me no hard pull, with 2 going so far to tell me what they do is use ChexSystems.
I see quite a few older posts (pre-2009) that seem to indicate that BoA did do hard pulls (sometimes with or after a ChexSystem pull).
How much faith can I put in what they are telling me (ChexSystem only)? And is a ChexSystem pull safe regarding my credit score?