Hi all -

I'm looking at opening a new account at BoA.  I was worried that they might do a hard pull so I called 3 different branches in the area.

All told me no hard pull, with 2 going so far to tell me what they do is use ChexSystems.

I see quite a few older posts (pre-2009) that seem to indicate that BoA did do hard pulls (sometimes with or after a ChexSystem pull).

How much faith can I put in what they are telling me (ChexSystem only)?  And is a ChexSystem pull safe regarding my credit score?

Thanks!