Moderator Emeritus
Posts: 32,869
Registered: ‎08-04-2007
Re: BOA new Accounts and ChexSystems

Always assume that the credit-related CSR giving the advice is wrong. IME, they are wrong. I opened a checking and a savings on different days and a hard inquiry was placed for each. Now that was in 2007 and maybe they change, though I doubt it.


A Chex pull has no bearing on your credit. Chex is it's own CRA.