Re: BOA new Accounts and ChexSystem
01-08-2013 06:16 PM
Always assume that the credit-related CSR giving the advice is wrong. IME, they are wrong. I opened a checking and a savings on different days and a hard inquiry was placed for each. Now that was in 2007 and maybe they change, though I doubt it.
A Chex pull has no bearing on your credit. Chex is it's own CRA.