Re: BOA new Accounts and ChexSystem
01-08-2013 06:19 PM
Yeah I have found a lot of posts from 2007 and 2009 stating various institutions were doing hard pulls - BoA listed among them. But, I haven't seen anything recent that claims they still do that.
I wonder if they got wise to the fact that people don't like thier credit being pulled. Both of the reps that mentioned CreditChex did so without me urging - they seemed to know exactly what I was talking about and said they just did a CreditChex with my SSN and no hard pull or other credit inquiry was done.
I'm hoping someone with fairly recent accounts can chime in on their experience.
p.s. Do I have any recourse if they do a pull after telling me they wouldn't?