Re: Effect of aging of late payments on Vantage Score
01-10-2013 03:20 AM
Congrats! The journey is long, sometimes frustrating and yet exhilarating. I too have found util at 5 or 6% doesn't change my scores much. With Vantage, it seems as though any increase in balances (debt) tanks the score.
Updated scores 03/06/2014 EQ 770 TU 763 EXP 768 (Fico)
Remember the Three P's: Pay early in Full, Pay on Time, Patience