Super Contributor
Posts: 9,674
Registered: ‎01-28-2010
Re: Should I open a new joint credit card
[ Edited ]


It sounds like your FICO score is probably good, assuming that your revolving utilization remains low when you apply.


There are several choices for credit cards that don't have a FTF, do a search and you should be able to find some good recommendatoins ~ obviously you could just go with Cap1 too.


If I were in your situation, I'd gladly open a new account to save the $1,200 in fees.   Assuming that you open a rewards card, you'll make some money in addition to saving too.

March2010 FICO® ~ 695 TU, 653 EQ, 697 EX