Frequent Contributor
dddfresh
Posts: 294
Registered: ‎01-11-2013
Re: 800 LOAN MART and personal loan experience :(
Update...I took my lowes credit card and bought $750 in gift cards which I sold online and got $680 cash for. Then as suggested, I went to progreso financerio and was approved for a $1600 loan within 10hours. Ill pay $140/month for 13 months. Total of $220 interest if I wait the 13 months. I cannot even believe I was almost THAT GUY who got trapped into the modern day loan sharks. I never once thought to myself that it was a good idea, so I know im not stupid, was just in a desparate spot.
As far as the progreso financeria loan, it is a little odd for me because it is aimed at the hispanic community and I am not hispanic and dont speak spanish. However, everyone has been very friendly and we laugh it off.
The loan comes on a debit card immediately or you can wait a week for a paper check. Im picking up the debit card tomorrow and they say you can take $500 cash out at a time.
I hope all goes well tomorrow.


Thank you all again :smileyhappy:

5/2013: MyFico EQ 655, EXP 675(amex decline letter), TU 669.
NFCU Flagship Sig. $12,500..NFCU CashRwds $1000..NFCU LOC $12,500..AMEX Green NPSL...Discover IT $1500...BofA Cash Rewards 1-2-3 $2500...Southwest Premier $2000..Chase Freedom $1500..CareCredit $3500..Cap1-$1500..HSBC $300..Merrick Bank $1400..Lowes $1500...WalMart $1500...JCP $1000..Chevron $900..Kays/Jerrod - $5000 split. around 8% Util. in 2011 my scores were in the low 500's. Didnt know a dang thing. Looking to get into the 700's in 2013.
Have three old paid charge offs. LAST APP 5/13/13 :/ Have 15-20 inquires across the board oopsies