Member
Skidoorcng
Posts: 9
Registered: ‎01-06-2013
Will there always be an OC if there's a CA?

I recently pulled my CR from all 3 bureaus on annualcreditreport.com. All 3 bureaus show a CA from US Cellular but US Cellular does not show up on my report from any of the 3 bureaus, just the CA.  My wife and I are closing on our first house in March and when our mortgage lender pulled my credit he said that there was a duplicate entry on my report....he said this duplicate was from US Cellular and the CA for them.  I asked which bureau was reporting it twice and he said he was unsure but thought he remembered it being Equifax.  My question is why wouldnt this duplicate show up on my report when I pulled my CR myself?  Also wouldn't US Cellular show up on my credit report as a seperate entry being the OC before it was sent to the CA? Any ideas?