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Revelate
Posts: 8,891
Registered: ‎12-30-2011
Re: Will there always be an OC if there's a CA?
[ Edited ]

Skidoorcng wrote:

RobertEG...thanks thats good to know. I guess I am confused because our mortgage lender said it showed up twice but when I pulled my CR it only shows the CA not the OC. So I am curious as to where he is seeing it twice?  Any ideas? If something is posted twice in relation to the same account will it hurt your scores twice as much?

 

Thanks!


Can't answer the second part with any degree of accuracy; however, for mortgages you typically will see all three major bureau reports pulled and merged together.  Quite likely it's reporting differently on one of the three in this case would be my guess as the disparity.

Starting Score: EQ 561, TU 567, EX 599* (12/30/11, EX lender pull 12/29/11)
Current Score: EQ 04 679, EQ 8 708, TU 711, EX 702* (07/14/14, EX older)
Goal Score: 700 on EQ '04 (01/01/15)


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