Regular Contributor
Posts: 202
Registered: ‎07-27-2012
Re: Help:trying to build credit
[ Edited ]

Which companies were the collections with. You might try searching here or googling the name + good will to see who other people contacted at those companies.


Definitely research what should go in the letters before sending. 


What's the limit on the secured card? Can you deposit more money on it to increase the limit? I know I was able to do that when I had my capital one. How long has it been open? Who is it with? 

Current Cards: AMEX Everyday ($5k), AMEX BCE ($15.2k), Arrival ($7.5k), Merrill+ ($7.5k), Freedom ($5k), Double Cash ($5k)

1/15 - 792 Fico EX (AMEX) - In garden indefinitely.