Re: Help:tryin g to build credit
[ Edited ]
01-20-2013 11:31 AM - edited 01-20-2013 11:35 AM
Which companies were the collections with. You might try searching here or googling the name + good will to see who other people contacted at those companies.
Definitely research what should go in the letters before sending.
What's the limit on the secured card? Can you deposit more money on it to increase the limit? I know I was able to do that when I had my capital one. How long has it been open? Who is it with?

Starting Score: 702 (07/27/12 EX AMEX Pull)
Current Score: 734 (04/03/13 myFICO) / 740 (CS) / 749 (CK)
Goal Score: 800
Current Cards: AMEX PRG, AMEX BCE, BofA Travel Rewards with EMV
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