Mega Contributor
Posts: 18,519
Registered: ‎03-19-2007
Re: HP for DirectTV and phone company, dayum

I hope they follow through.

If you actually filed a direct dispute with them, and they are aware of the direct dispute rules, they could summarily dismiss it.

Disputes over credit inquiries are specfically excluded from the direct dispute process.


As to whether they can "remove," the CRA may decline to do so, as the toothpaste is already out of the tube.  They sent the CR, so can assert that they must retain their records of the requestor's statement of permissible purpose.  So it will most likely involve their change of the inquiry code, which would have to come from the inquiree.