Re: Want to be debt free with min. Cards
01-25-2013 10:36 PM
First, let me be clear that I am NOT judging.
I may have one or two MORE cards than you.
(OK, between DW and I, we may have 43 of the flippin' things...)
I use an excel worksheet to track all of them. Takes me less than an hour, once a week.
I prefer Saturday morning.
Close them if you want to, MANAGE them if you keep them open.
Zero percent financing is where the devil lives...