I will make the assumption that you don't have your report in front of you.
You can pull the report from any of the three bureaus at annualcreditreport.com for free. Once you do that, you can do what jsucool proposed. You can also write to any of the bureaus at their addresses, found easily on their websites. And I believe there are phone numbers, but I'm not sure that disputing items is available on the phone numbers.
Hope that helps.
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Last App: May 21, 2013
