Re: Lending Club Joke[ Edited ]
01-28-2013 11:29 AM - edited 01-28-2013 11:37 AM
Who did you apply with? Most CCs now are 15-29% except for some CUs and few banks.
When I applied with Discover with a 709 EQ FICO, my APR is 19.99%. When I applied with AMEX with 712 EX FICO and 729 EQ FICO my APR is 22.24%. I'd be more upset but I don't carry a balance on a normal basis, maybe 1-2 months out of the year.
EQ FICO - 728
TU FICO - 743
EX FICO(AMEX) - 712