Moderator Emeritus
llecs
Posts: 32,869
Registered: ‎08-04-2007
Re: Lending Club Joke

I'm an investor and a borrower at LC. I think they still pull TU98 (same as on here). They would have also e-mailed the score they pulled.

 

The rate isn't reliant upon scores only. It also looks at DTI, income, recentness of baddies, total baddies, years on the job, residency, etc.