Re: Removing hard inquires also a credit question
01-31-2013 07:03 PM
one is 6 months old, the other is over 2 years old.
You are probably talking about 2-8 points. The two year old is not impacting your scores at all. The 6 month one only impacts for another 6 months, by time you fight it 2-3 months will pass, just let it age.
Having a mortgage added to your reports many times increases your credit scores. YMMV depending on other factors, but the overall outcome, mortgaes reporting increase your scores.
May all your dreams and wishes become a reality!