Valued Contributor
JM-AM
Posts: 3,302
Registered: ‎06-09-2010
Re: Removing hard inquires also a credit question

BCullum wrote:

one is 6 months old, the other is over 2 years old.


You are probably talking about 2-8 points. The two year old is not impacting your scores at all. The 6 month one only impacts for another 6 months, by time you fight it 2-3 months will pass, just let it age.

 

Having a mortgage added to your reports many times increases your credit scores. YMMV depending on other factors, but the overall outcome, mortgaes reporting increase your scores. 

Good Luck
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