Community Leader
Valued Contributor
HoldingOntoHope
Posts: 1,057
Registered: ‎09-29-2009
Re: possible ID theft in progress new inquiry

You are probably not going to get the inquiry removed as Consumer Cellular will simply assert that at the time they had a legitimate purpose for accessing the information. The inquiry is a very minor thing and its effect will diminish rapidly. Depending on how many other inquiries on that report it could range from 0 points to 5 points in impact. In a year it is no longer factored as part of FICO scoring.

 

Your big concern needs to remain who has a hold of your information and what are they trying to do with it.

Best financial advice I ever got: "Just imagine what an adult would do and do that."

Starting Score: 500's
Current Score: EQ 701 (FICO) TU 721 (FICO) EX 715 (Quizzle)
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