New Member
Posts: 2
Registered: ‎03-18-2007
Here is what I prepared for the 3 agencies:   I have dis...
Here is what I prepared for the 3 agencies:

I have discovered inaccurate information on my credit report maintained by Chase Bank. The report is in my name, X, Social Security Number xxx-xx-xxxx.


The creditor, X bank, has been reporting 60 day late payments to your company.  For the period of time this has been occurring, X bank has failed to notify me of any late payments either through postal mail, electronic mail, or telephonically.  I have recently spoken with their collections department and they have incorrect information on me that I have furnished them in the past.  My account with X has been paid electronically for the past 2 years; therefore I receive no correspondence from them.  It was recently discovered that my account is being held past due because of a billing error.  My bank, X, issues me a monthly statement that my payment to X bank has been submitted.  This would lead me to believe that my account would be current with X bank. 


Additionally, this credit reporting is adversely reflected on my credit score and I have already been subject to adverse review of my credit score. 



Please investigate this matter with the creditor in question and you should find there is an error. When that is confirmed, please remove this error from my credit report.


In addition, please make this letter a permanent part of my credit record.


If you have any questions about my request or the credit information in question, please do not hesitate to call me at (xxx) xxx-xxxx.


Thank you for your prompt attention to my request.