Hi there,

 

I just received a notice of default judgment in TX on an HSBC credit card.  The paperwork says this was filed at the beginning of May, which gave me a total of 20 days to respond.  The paperwork says that I was served and notice was tacked on my front door.  This is simply untrue.

 

What recourse do I have?  I've worked really hard on my credit, and I do not see any notice on any of my 3 reports.  Now I'm scared to death.

 

I would appreciate any advice you could give.