Posts: 75
Registered: ‎05-31-2007
Re: Should an account of my wifes be on my credit report?
So when you disputed, did you go the route as Tuscani advised of stating "this is not my account", or did you state "this is my wife's account and I am only an AU, please remove"?  I am in the same boat (I am an AU on my husband's card and there is one 30 day late payment that is reporting to my CR) and was about to write a GW letter but wonder if I would get faster, better results by disputing. There is otherwise a perfect payment history on this card. The account is about 5-6 yrs old but I have others and it's currently reporting as "closed by the consumer" - so not sure it's doing anything but hurting my score right now anyway.