Re: Should an account of my wifes be on my credit report?
07-17-2007 08:30 PM
So when you disputed, did you go the route as Tuscani advised of stating "this is not my account", or did you state "this is my wife's account and I am only an AU, please remove"? I am in the same boat (I am an AU on my husband's card and there is one 30 day late payment that is reporting to my CR) and was about to write a GW letter but wonder if I would get faster, better results by disputing. There is otherwise a perfect payment history on this card. The account is about 5-6 yrs old but I have others and it's currently reporting as "closed by the consumer" - so not sure it's doing anything but hurting my score right now anyway.