You can even see your TU FICO score FOC. You just need to apply for and obtain a WAMU CC.

 

I've been happy with my WAMU CC, and I also bank there. They don't nail me with a ton of fees.

 

They were fairly generous with the CL ($2K for me, $4K for DW). They don't do joint accounts, but since they don't charge an annual fee I figgered might as well each get an individual CC.