Super Contributor
Posts: 8,195
Registered: ‎03-25-2007
Re: Car Dealer Said they LEGALLY have to do a Hard Inquiry Even if paying cash!

uptomyneck wrote:
 but it is the law.

Verifying the identity is the law.
Running a Credit Check without my permission is not the law.  It is convenient for them, I agree, but is not the law.  I have purchased 4 cars and an engine from my local dealer, and had them do repairs - they know my identity and can verify it via passport, drivers license and their records.
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid