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Brammy wrote:

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uptomyneck wrote:

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dnm45227 wrote:

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uptomyneck wrote:

Dealerships-plural.  Different parts of town, different companies, different manufactures, differerent corporate counsels giving the classes we were required to take before we went out on the floor.

Like I said, you may find a dealership that doesn't follow the letter of the law, but it is the law.

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you know actually now that i think about it all i had was a photo copy of the check and a letter of credit from wells fargo, of course they called wells fargo and made sure everything was cool. my point being i drove off the lot with a brand new 2005 jeep liberty from a five star dealership with a copy of a check, and they didn't pull my credit.

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If you handed them a check and they called Wells Fargo then they performed their due diligence because they can document that a lending institution performed the required checks.  But, if you wanted to stroke a check on your own, they aren't gonna (well shouldn't) take it without getting a credit app.

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For that type of transaction don't most dealerships require a guaranteed form of paymnt such as cashier's check?

Message Edited by Brammy on 10-03-2007 10:55 PM

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