New Member
Posts: 6
Registered: ‎08-21-2007
Re: Success Stories and Encouragement
Just dropped in to thank the boards here for soooo much valuable information on managing credit. I've been tracking my finances with Quicken over the last 1.5 months and it feels so amazing to know exactly what's going on with every account. I had 19 derogatory marks on my credit report and my score about a year ago was 515. I have been working diligently to make my payments on time and pay down my debts... you know, it would have been nice if someone taught me about all this before I had to learn the hard way! Anyways, I just checked my Experian and it's 660! The credit card offers have been pouring in lately, but I've been discerning, and finally found one I want to go for. It's a Signature Visa that donates money to charity for every purchase you make. And I'm smart enough now to know how to take advantage of that without paying any interest. FICO forums rocks and so does my credit!