Super Contributor
Posts: 8,173
Registered: ‎03-25-2007
Re: Success Stories and Encouragement

reeltime wrote:
Oh, and I'm positive my credit score is 866, and I'm positive it's that high because I've foolishly spent too much on credit cards in my past, and I'm positive I haven't touched a credit card in over three years.

Cool - a new FICO record.  :smileyvery-happy:
Reeltime - don't confuse getting free money from CCCs with debt.
And don't confuse PIF every month with debt.
And don't confuse booking a hotel room with a credit card and paying with cash with bebt.
And don't confuse renting a car with a CC and paying with cash with debt.
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid