I am 51 and because I didn't manage my money and nver thought about retirement until late in lfe, I can retire at 50 with about 4 - 5 k per month,  Whether you that is a little or a lot, it will allow to to live worry free but on a budget where not having to work and stress about a job is my end goal.

 

Even if I had managed my money btter, all I would have done is retired earlier.