Established Contributor
pattycake
Posts: 760
Registered: ‎04-30-2007
Re: Success Stories and Encouragement
Thank you, Marty. I occasionally use my other cards - I have quite a few, but am never late on any of them, nor do I go over 30% usage on any of them, except Home Depot. Here's what I have: Chase MC - $1000 limit; balance $0 (last used July 2007) Mobil - $200 limit; balance $0 (this doesn't even show up on my reports anymore) Merrick Bank Visa - $2100 limit; balance $4 each month, PIF each month Kay Jewelers - $2400 limit; never used Home Depot - $2800 limit; $980 (0% interest, no payments due until January) Wal-Mart - $480 limit; balance $0 (haven't used since May 2007) Capital One Visa - $500 limit; balance $0 (haven't used since June 2007) Capital One Visa - $2500 limit; balance $500 (first time used since June 2007; PIF this wk) Orchard Bank Visa - $1100 limit; balance $0 (haven't used since July 2007) Citibank MC - $7800 limit; balance $1300 (work travel expenses, awaiting reimbursement) Chase Professional MC $10,000 limit; balance $22 (new card) Target Visa - $2000 limit; balance $195 (PIF next week) I have not had a single late payment in more than 2 years, all these accounts are and have been in good standing. I also make my car and student loan payments on time every month.
pattycake's FICOs: 6/2/10 - TU: 708; EX: ???; EQ: 749