I would immediately do some disputes on it. The OC's will not respond if paid ( most of the time ), and the CRA will then remove ( along with the same acct's from a CA ). If they verify acct's, then redispute with documents that they were paid by a refi company. Provide the Refi companies info. This will, most of the time show them you aren't BS'ing them, and they will remove. Hope this helps. And also, Some of the Credit Geniuses on here will be able to better assist you.

 

Jameson