Super Contributor
MidnightVoice
Posts: 8,158
Registered: ‎03-25-2007
Re: 50+ point spread across 3 bureaus?!?


FN wrote:
I've had the score-alert thing going on Equifax for the past year plus and dutifully each month the service comes back with a score in the 700-710 range.  Then today, for kicks, I got a report (through MyFICO) for the other two services.  So the three reports on the same day gave me:
 
Equifax - 708
Experian - 714
TransUnion - 760
 
That seems like quite a spread to me.  Since you never know which service someone will use, what to do about this?  Is the spread normally this large?


Not a really big spread - I have suffered worse!
 
My EX is currently more than 50 points below my others because it is the only CRA that calls a HELOC a CC.
The slide from grace is really more like gliding
And I've found the trick is not to stop the sliding
But to find a graceful way of staying slid