I hadn't looked up my credit in three months and I just pulled up scorewatch.  I have one account that is listed as 0 balance, no late payments, last activity in Nov 2007.  Under status it's listed as "Contact Member for status." and under description it says "Consumer Disputes account information." and "Chattel."  This account was a pain in the *ss & I never disputed the account with the CRAs.  What does "chattel" mean?