Bankruptcy and debt info is different.
[ Edited ]
Debt info will st...
03-13-2007 09:45 AM - edited 03-13-2007 09:46 AM
Bankruptcy and debt info is different. Debt info will stay on 7 yrs after the date of last delinquecy with the ORIGIANL credior, not based on the date it was sold to a CA. Bankruptcy 13 will stay on 7 yrs after discharge. BK 7 will stay on for up to ten years...hope that clarifies it. IF any of the above are still there after the aforementioned limits you should be able to successfully dispute them and have them removed. The date for BKs to fall off is for the BKs themselves all included debts should still fall off 7 years after date of last delinquency with the original creditor
That is whether or not the debts were included in BK trust someone who has watched joyfully as their credit has improved after all of the above and has also successfully fought reaged accounts added back to their CR.
Message Edited by Brammy on 03-13-2007 12:46 PM