My bank pulled a hard inq... why?
04-07-2008 03:15 PM
I have been working diligently to clean up DHs credit and so far, things are going very well. Thanks everyone! My question today is about my own 3 in 1 report I pulled from Chase ID. The bank where we have checking and savings (no loans) pulled a hard inq on me in Feb. Why would they do this? I have read here before that your bank can check your credit, but we don't even have a loan there. I guess I will go in and ask them what it's about. We want to apply for a mortgage this summer and I'm worried this inq will appear to be a loan application that got turned down. Any suggestions for me?