I don't think so
04-08-2007 07:31 PM
From what I've read, I don't think they can do that. Just because a new CA has the account doesn't mean they can re-adjust the statute of limitations. It's my understanding that even if 20 CA's purchase the account over the course of 7 years, the SOL begins when you first become delinquent with the ORIGINAL creditor. The only time this would change would be if you were to agree in writing to make payments or if you actually made a payment and became delinquent again. This would reset the SOL.
Last year, when I pulled my CR's, I had two and three entries from two and three different agencies regarding the same exact bill. The subsequent entries were deleted from my report (without my knowledge or dispute) before I requested new reports and disputed the original creditor entry based on the SOL. I'm not sure how or why they were deleted but they were, which saved me a whole lot of trouble.