Established Contributor
Posts: 588
Registered: ‎07-20-2008
Re: Denied on FHA today...when to re-apply again?

I need to work with your lender lol. Smiley Happy  No, I want to pay off a few things before I even get the courage to apply for a home loan.  Feel in some way, that's what I need to do.  Something about not wanting to app for a home loan until I have at MINIMUM mid score of 640, at least 8-10% down, and no lates within a year and no derogs over 500. Pretty much afraid of the rejection!

Sigh. Starting over...Chap7 discharge 7/29/15 scores as of 11/19: tr535/eq574/ex579