Established Contributor
westo12
Posts: 579
Registered: ‎07-20-2008
Re: Denied on FHA today...when to re-apply again?

I need to work with your lender lol. :smileyhappy:  No, I want to pay off a few things before I even get the courage to apply for a home loan.  Feel in some way, that's what I need to do.  Something about not wanting to app for a home loan until I have at MINIMUM mid score of 640, at least 8-10% down, and no lates within a year and no derogs over 500. Pretty much afraid of the rejection!

2014 Starting-618, current TU636/EX653/EQ600 (WalmTU 8/13,Prosper, CLI decline ltr) / Ending Goal score: 720 - 25 pos TLs / Baddies: 1 unpd $312 med CA, 1/30 day auto late on 9/1/12 /reported Install Bal/Lim: 17885/28512 | reported Revolving Bal/Lim: 10055/21082=49%util.

**IN the garden until I get some auto CLI's on major accts**