Established Contributor
Posts: 584
Registered: ‎07-20-2008
Re: Denied on FHA today...when to re-apply again?

I need to work with your lender lol. :smileyhappy:  No, I want to pay off a few things before I even get the courage to apply for a home loan.  Feel in some way, that's what I need to do.  Something about not wanting to app for a home loan until I have at MINIMUM mid score of 640, at least 8-10% down, and no lates within a year and no derogs over 500. Pretty much afraid of the rejection!

2014 Starting-618, current TU621 (TU 10/20) / Ending Goal score: 720 / 30 Positive TLs / 1 Negative: Unpaid $312 med CA placed 2010 / reported Install Bal/Lim: 25027/36512 | reported Revolving Bal/Lim: 11169/27232=41%util

**IN the garden until I get some auto CLI's on major accts**