I had my builder meeting this morning.  It went well, but with a little hiccup.  When I contracted for the house, it included foam-filled insulated block, but they eliminated that in favor of an "upgrade" to Low-E windows.  I had already paid for an upgrade to double pane and the foam was one of the key selling points to me (the other builder had it as an add-on).  So, now we are trying to figure out how to get it done. It will involve a change order and some more $$$ out of my pocket, but I think it will be worth it in the long run.

Still don't know if my file has gone to the UW.  Last I heard was this week, so hopefully will be hearing something on that soon.  SLs are STILL not right.  DirectLoans is still reporting balances/incorrect payments and NelNet hasn't gotten the IBR straightened out or the loans all aligned to the same due date.  NIGHTMARE.

Still, it feels like moving forward, so that's a good thing.